The Paga-PayPal partnership brings many opportunities beyond just withdrawal in NGN. The integration also allows individuals, businesses, and entrepreneurs to fund their PayPal account directly from Paga using the fintech-issued virtual dollar (USD) card.
In this article, we'll teach you how to create a Paga virtual USD card, how to fund the card, how to link the card to your PayPal account, and how to use it to add funds to your PayPal account. At the end of this tutorial, you should be able to directly fund your PayPal from your Paga wallet.
If you haven't linked your Paga wallet to a PayPal account, it's important to link both accounts for this method to work. Once the accounts are linked together, you can then proceed to linking the dollar card to your PayPal account. The interesting part is that the Paga card works for both PayPal's personal and business accounts.
Related: How to Link Paga Wallet to PayPal Account.
Requirements
To fund PayPal using Paga, here are the requirements needed and criteria that must be met:
- You must be 18 years old.
- You must have registered both accounts as Nigerian accounts.
- Both accounts' KYC must be completed and match. You can use any national means of identification, including NIN, a voter's card, or an international/ECOWAS passport, to verify.
- Linking both Paga and PayPal together.
- Paga virtual USD card.
Once you meet all these criteria, then you're good to go. Let's proceed with the tutorial.
Paga virtual USD card
The Paga virtual USD card (otherwise known as the prepaid dollar card) is an online or digital-only card integrated into the Paga wallet to simplify safe, quick, and seamless online international transactions. It has its own 16-digit card number, CVV, and expiry date for an extra layer of security when spending online.
The card is issued by United Bank for Africa (UBA), in partnership with Visa. This means Paga partners with the commercial bank for the integration of the dollar card. The card can be used to make payments anywhere Visa and MasterCard are accepted. The card is denominated in United States Dollars (USD), and it can be funded using Naira (NGN) in the Paga app.
How to create Paga virtual USD card
Now, follow these steps to create a virtual USD card on Paga:
- Log in to your Paga app and tap "Card" from the menu listed below the screen.
- Tap "Create a virtual USD card" as seen in the image above.
- Select your preferred card design and tap "Select" to proceed.
- On the next page, you'll see the details of the card, including the card creation fee, tax, and FX rate, as seen in the image below:
- Enter a nickname for the card, but this is optional.
- Tap "Next", and your dollar card will be created. The total amount will be deducted from your Paga wallet.
- Once the card is created, fund the card and proceed to PayPal for linkage.
Funding PayPal account through Paga
You can use the Paga USD card to fund both PayPal personal and business accounts, and your account denomination isn't a barrier. For example, my PayPal account's currency is in GBP, and I can fund it using my Paga dollar card. However, it is important to ensure that your PayPal account is fully verified using your ID card.
Follow these steps to fund your PayPal account using the USD card you've created on the Paga app:
- Log in to your PayPal account, either via app or website. I will use the PayPal app for the sake of this article.
- Tap "Wallet" from the menu, as seen in the image below:
- Tap "Add credit cards"
- Select "Debit and credit cards" option
- You can either scan your card or enter the card information. But as Paga card is a virtual USD card, entering the card information is the only option
- Now, enter the card information you obtained from the Paga virtual card you've created.
- However, it's important to ensure that the address on both the Paga card and PayPal tally. If it doesn't, you can simply tap "Change billing address" on the same page you enter the card information to enter the billing address generated for the card.
- Once you're done, tap "Link Card".
Note: You'll receive a message that tells you the status of the card – whether it's successfully linked or not. Once the card is linked, you can begin to fund the card on the Paga wallet using NGN and go to PayPal to add the fund to the balance.
